In the last year or so, home prices have fallen dramatically from their mid-decade peak. Why haven’t home insurance rates followed suit? With the current downturn in the real estate market, you may wonder why declining property values are not matched by a similar decline in the cost of home insurance. The fact is your … Read more
Directors and Officers Liability and Employment Practices Liability Coverage The term “continuity” is frequently used when discussing directors’ and officers’ liability insurance; employment practices liability insurance and other claims-made policies. The objective is to see that the original coverage is maintained, without gaps, as insurance is renewed from year to year. The “chain of continuity” … Read more